Carma Auto Finance is a privately held automotive finance company that has provided financing programs to the Canadian marketplace since 2010. Carma Auto Finance offers a variety of special lease and finance programs that help customers gain the freedom of owning a vehicle regardless of their credit situation. We at Carma Auto Finance strive to remove the stigma of expensive and constraining contracts associated with the non-prime lease/finance industry. We do this by being completely transparent, absolutely professional, and always personable.